TY - BOOK AU - Vaughan,Emmett J AU - Vaughan,Therese TI - Essentials of insurance : a risk management perspe SN - 0471107581 AV - HG 8051 V38E 1995 PY - 1995/// CY - New york PB - John Wiley & Sons,Inc KW - INSURANCE KW - RISK (INSURANCE) N1 - Includes bibliographical references and index ER -