AI in the financial sector : policy challenges and regulatory needs / Teresa Rodríguez de las Heras Ballell -- Demystifying consumer-facing Fintech : transparency and accountability in automated financial advice tools / Jeannie Paterson, Tim Miller, and Henrietta Lyons -- Leveraging AI to mitigate money laundering risks in the banking system / Doron Goldbarsht -- AI opacity in financial industry and how to break AI opacity in financial industry and how to break it / Zofia Bednarz and Linda Przhedetsky -- The automated welfare state : challenges for socio-economic rights of the marginalised / Terry Carney -- A new 'machinery of government'? the automation of a new 'machinery of government'? the automation of administrative decision- making / Paul Miller -- The tale of two automated states : why a one-size-fits-all approach to administrative law reform to accommodate AI will fail / José Miguel Bello y Villarino -- The Islamophobic consensus : datafying racism in Catalonia / Aitor Jiménez and Ainhoa Nadia Douhaibi -- Law and empathy in the automated state / Cary Coglianese -- Sorting teachers out : automated performance scoring and the limit of algorithmic governance in the education sector / Ching-Fu Lin -- Supervising automated decisions / Tatiana Cutts -- Against procedural fetishism in the automated state / Monika Zalnieriute